Aircraft profile
Make, model, year, airframe hours, engine hours, equipment, damage history, and maintenance status may be reviewed.
Personal & light aircraft
Aircraft Financing
Specialized financing guidance for qualifying personal and light-aircraft purchases.
Personal and light aircraft
Experienced guidance for a highly specialized purchase.
Aircraft financing involves more than the purchase price. Airframe time, engine time, maintenance status, logbooks, valuation, inspection, ownership structure, and intended use may all influence available programs.
- Qualifying piston aircraft
- Selected turboprop and light-aircraft transactions
- Qualifying new and pre-owned aircraft
- Dealer, broker, and eligible private-party purchases
- Personal-use transactions subject to participating-lender criteria
Aircraft-specific considerations
The condition and history of the aircraft matter.
Records and inspection
Complete logbooks, title and lien review, valuation, pre-purchase inspection, and insurance may be important to closing.
Ownership and use
Personal versus business ownership, operating purpose, pilot experience, and intended use can affect program availability.
Common questions
Aircraft financing FAQ.
Do I need to select an aircraft before applying?
You may begin with general borrower information, but a specific aircraft is normally required before final underwriting, valuation, and approval can be completed.
Are experimental aircraft eligible?
Eligibility varies widely. Aircraft category, build history, records, valuation, intended use, and participating-lender appetite must be evaluated.
Will a pre-purchase inspection be required?
Inspection requirements depend on the aircraft, transaction, and lender. A thorough independent pre-purchase inspection is often prudent even when not expressly required.
Can an LLC own the aircraft?
Some programs may permit an eligible ownership entity. Guarantor, documentation, use, tax, insurance, and legal considerations should be reviewed with the appropriate professionals.
Your next aircraft
Start the conversation securely.
Complete the AppOne application, then provide the aircraft details needed to evaluate available options.