Recreational loan financing

Financing the Adventures That Move You.

Personalized financing assistance for RVs, boats, and personal aircraft—supported by more than 40 years of combined recreational-lending experience and access to over 20 participating lending options.

Secure applications are processed through AppOne and powered by Newcoast. Blue Ridge Credit Services is not a bank and does not make final credit decisions.

40+ Years Combined ExperienceSpecialized experience in recreational lending
20+ Participating Lending OptionsFinancing pathways for a range of qualified borrowers and collateral
RV, Marine and Aircraft Finance ProfessionalsExperienced specialists dedicated to helping you navigate the financing process

Financing solutions

Choose the path to your next adventure.

Start with the type of collateral you are purchasing, then review the financing process and begin your secure application.

RV Financing

Financing support for motorhomes, travel trailers, fifth wheels, and other qualifying recreational vehicles.

Explore RV financing

Marine Financing

Flexible financing solutions for qualifying boats and other personal watercraft purchases.

Explore marine financing

Aircraft Financing

Financing assistance for qualifying personal aircraft purchases, subject to lender requirements.

Explore aircraft financing

How it works

A straightforward financing process.

  1. 01

    Tell us what you are financing

    Share basic information about your purchase and financing needs.

  2. 02

    Review available options

    We help coordinate the application and lender-review process.

  3. 03

    Complete your purchase

    Once approved and finalized, move forward with your RV, boat, or aircraft purchase.

Dealers, manufacturers & referral partners

A financing relationship built around your customers.

Blue Ridge Credit Services works directly with experienced RV, Marine and Aircraft Finance Professionals. Applications may be evaluated across more than 20 participating lending options so our team can identify an appropriate lender fit for each qualified borrower and collateral type.

We support dealerships, manufacturers, brokers, and other referral partners with responsive communication and a clear financing process from application through lender review.

Discuss a business relationship

Blue Ridge Leadership

Experienced guidance. Personal service.

Blue Ridge Credit Services is led by two recreational-finance professionals with more than 40 years of combined industry experience.

Blake Hines, Co-Founder and President of Blue Ridge Credit Services

Blake Hines

Co-Founder & President

Blake earned a degree in finance from Florida State University and brings more than 20 years of lending and banking experience across mortgage and recreational finance. He specializes in RV, Marine and Aircraft financing and has a strong track record of building productive industry partnerships.

Sean Mullaney, Co-Founder and Chief Relationship Officer of Blue Ridge Credit Services

Sean Mullaney

Co-Founder & Chief Relationship Officer

Sean leads relationship development for Blue Ridge, supporting dealers, manufacturers, referral partners, and customers with a focus on responsive communication and long-term partnerships.

Common questions

Financing questions, answered clearly.

How long does the process take?

Timing varies by transaction, participating lender, collateral, and documentation. Complete applications can often be reviewed promptly, but no specific approval or funding time is guaranteed.

What information is required?

Requirements vary by lender, transaction size, and collateral type. Sensitive financial information should only be submitted through the secure application process—not the general contact form.

Do you finance new and pre-owned collateral?

Participating programs may be available for qualifying new and pre-owned RVs, boats, yachts, and personal aircraft. Eligibility varies by lender and collateral.

Will applying affect my credit?

Credit inquiry and underwriting requirements vary by participating lender. Review the secure application disclosures before submitting.

Is Blue Ridge the lender?

No. Blue Ridge Credit Services assists with recreational-financing applications. Final credit decisions, rates, and terms are determined by participating lenders.

Is there a fee to request financing?

Any applicable fees or transaction costs should be disclosed as part of the financing process. Terms vary by lender and transaction.

Why Blue Ridge

Specialized financing. More personal attention.

We combine deep recreational-lending experience with a experienced RV, Marine and Aircraft finance professionals and a broad group of participating lending options.

01

Recreational focus

Our work is centered on RV, Marine and personal-aircraft transactions rather than general consumer lending.

02

Individual lender matching

Applications are reviewed against participating lender requirements to identify an appropriate fit for the borrower and collateral.

03

Direct access

Consumers and industry partners can work directly with experienced Blue Ridge leadership and dedicated finance professionals.

Free collateral listings

Advertise qualifying inventory on our website at no listing cost.

Dealers, manufacturers, referral partners, and individual owners may request to feature qualifying RVs, boats, and personal aircraft on the Blue Ridge Credit Services website at no charge.

In exchange, approved listings must include a Blue Ridge financing link so interested buyers can begin a secure financing application through our process.

Listings are subject to review, availability, content standards, and removal at our discretion. A listing is not an endorsement, valuation, warranty, or offer of financing.

Request a Free Listing

Ready to begin?

Ready to Move Forward?

Begin your secure AppOne application or contact our team with a general financing question.

Begin Secure Application

Contact us

Talk with Blue Ridge Credit Services.

Have a financing or partnership question? Reach out and we will help identify the appropriate next step.

Phone(941) 650-3946 Emailinfo@blueridgecredit.com
Business hoursAdd your published business hours here

This form sends your inquiry to info@blueridgecredit.com. Do not include Social Security numbers, bank information, dates of birth, or other sensitive financial information.